Considering a Roth Conversion?
4d
1 min read
A Roth conversion lets you move money from a traditional IRA or 401(k) into a Roth IRA, paying taxes now in exchange for tax-deferred growth and tax-free qualified withdrawals later.
It can be especially powerful if:
-You expect to be in a higher tax bracket later
-The Market is down
-You want to reduce future RMDs
Timing and tax strategy matter - every conversion should fit into your broader financial plan.
Keep in mind that Roth conversions involve paying taxes upfront on the converted amount. The decision to convert should take into consideration your current and expected future tax rates.
Let's see if a Roth conversion makes sense for you this year.
Schedule a quick call on our scheduling page!
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